The Business Owners Policy (BOP) is written by insurance companies to provide a comprehensive policy package for select types of businesses. Most of the coverages needed for your business, with the exception of auto and worker’s compensation, are typically included, simplifying the process of buying insurance coverage and often giving you a lower premium if your business qualifies.
Our typical BOP policy includes:
- Liability insurance - Covering lawsuits arising from accidents, (as when someone trips and falls on your business’s property)
- Property Insurance - Covering buildings, business personal property, equipment and inventory
- Business interruption insurance - Covering losses that cause you to shut down your operations or reduce production for a time due to a covered loss. This can provide money to offset lost profits or to pay continuing expenses, typically for up to a year for insured losses.
Why Choose Insource?
We will review your account to see if this policy is available for your business. If so, we will provide you with a competitive quote and walk you step-by-step through the available options to assist you in making an informed decision.